Key Responsibilities:
- Document Verification: Review customer identity (KYC), employment information, income stability, and bank statements submitted through the digital app.
- Credit Bureau Analysis: Check CIBIL/Experian credit scores, FOIR (Fixed Obligation to Income Ratio), and existing debt profiles.
- Fraud Identification: Cross-check application flags to identify potential fake profiles, deviations, or fraudulent income documents.
- Operations Coordination: Coordinate with the data entry, sales, and disbursal teams to maintain low turnaround times (TAT).
Requirements
Requirements:
- Experience: 0 to 2 years in FinTech lending, NBFCs, or digital micro-loans (payday/short-term loans preferred).
- Skills: Proficiency in MS Excel, strong analytical capabilities, and quick decision-making under high-volume pressure.
- Education: Graduate degree in Finance, Accounting, Economics, or Business Administration.